To get the cheapest car insurance you need to be a safe driver.
How is your driving? If you can boast that you have never been in a car accident or received so much as a speeding ticket, then you are probably getting the cheapest car insurance possible. However, if you have been in a car accident (or more than one) or gotten some speeding tickets, then you are paying much more. Did you know that if you are in a car accident that is your fault that your insurance company can double your premiums? Of course this does not always happen, the rates are raised based on how much they had to pay our for the accident. So, to get the best rates you should be as careful of a driver as possible.
