B of A Visa Signature World points

This credit card is an all around point’s card that is not specific in traveling points in particular, but rather, encompasses events and restaurants while you travel as well.  First off, there is no annual fee and APR can be as low as 9%…wow.  The usual earning system is implemented as every $1 you spend you earn 1 point, however, your points can be used for so many different things.  Visa Signature concierge is a service offered where Visa will assist you in finding anything you need and take care of the details for you.  You can use your points to get VIP access into events like concerts, sports, and other cultural events.  You can also get reservations and discounts at some of the most popular restaurants where you are located in your travels.  All of this, plus special discounts at select retail locations can be assisted through Visa Concierge.